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Buying a home is a dream come true. In today’s market, it’s also a significant achievement given all the competition.

If you’ve been waiting for the right timing to buy a home, here are six reasons that will get you thinking that now’s the moment to pursue your dream of homeownership.

Mortgage rates

The reality is that interest rates remain at record lows.

Sure, they’ve gone up a bit recently but they remain at an ideal level. And there’s no telling when they might begin to rise.

Today’s rates a let borrowers enter the market with the peace of mind that they can buy a home and pay favorable financing charges through the life of the loan.

Things are falling in place

If you feel settled in with your work and family life, then it might be a great time to invest in a home.

When you feel comfortable and everything seems to be falling in place, it makes a lot of sense to add the permanence of homeownership to your life.

Not only will you be solidifying your current position, but you’ll begin to invest in real estate and build wealth.

Living at home

Maybe your just a few years removed from college and are living with your parents. Statistically, this is the norm for many younger individuals.

During the pandemic, more families grew as multigenerational households.

As the economy recovers and job prospects grow, more individuals will be keen on leaving the nest and begin to plan for homeownership.

If you’ve taken this opportunity of living with your parents to boost your savings and income, the timing couldn’t be better to start shopping for a home.

More income

A lot of folks made a career change during the pandemic and gained negotiation leverage as more companies seek talent.

If you’re making more money than before, that’s a sure sign that you might be ready to buy a home.

To prep for a transition from renter to homebuyer, it’s important to save as much money as possible, monitor credit and keep it up to date and budget in a way that completely prepares you for life as a homeowner.

You need space

It’s possible that your current living space is simply inadequate for your lifestyle. Maybe your family will soon grow or you need an extra room for your home office.

If this sounds like you, then it’s probably time to start looking for greener pastures and more room.

Furry pals

As a pet lover, it can be a challenge to care for your furry companion in a tighter space.

An apartment or smaller home means less space to run and play, which can have an impact on your pet’s overall well-being.

Buying a home that’s roomy and always pet friendly means everyone can live their greatest life.